Homeowners Insurance
If you have tangible assets, you need the protection
of a homeowner’s policy. These policies cover
you in a home or an apartment, whether you are an
owner or a renter. A well-written homeowner's policy
will pay to replace any of your personal property
that is destroyed in a fire or other disaster. The
policy will also be your first line of defense against
a lawsuit from someone injured at your home.
The cost of this coverage is determined by many rating factors. The quality of
the coverage, however, is determined by the quality of the insurer and whether
the policy is written on a named perils or all-risk basis. A named-perils policy
covers only those losses specifically cited in the contract. The all-risk policy
works the opposite way -- unless a peril is specifically excluded, coverage is
provided. The all-risk policy is broader and the burden of proof is on the carrier
not you in the event of a loss.
Homeowners Insurance Quote Request
Please take a moment to fill out the form below
and one of our representatives will contact you with
a free, no-obligation quote. This information will
be kept confidential and will be used for quote purposes
only.
* Required fields.
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